J&M Roofing
Commercial & Residential Roofing Experts
Top Rated Roofing Contractor in Winter Park
Roof Replacement, Storm Damage & Roof Repair – Fully Licensed & Insured
Winter Park's Trusted Local Roofers
J&M Roofing’s Winter Park branch serves homeowners throughout Orange, Seminole, Osceola, and Polk Counties. Whether you’re dealing with a Florida insurer who’s flagging your roof at renewal time, storm damage that needs to be documented correctly before you file a claim, or a roofing system that’s simply reached the end of its life in Central Florida’s demanding climate, our Winter Park team gives you an honest assessment and handles everything from the Orange County permit to the final inspection.
We’re GAF Master Elite certified and CertainTeed Select ShingleMaster certified, hold Florida Roofing License #CCC1331951 and General Contractor License #CRC1333937, and install GAF, IKO, and CertainTeed shingle systems. The Winter Park branch is led by Cory Fuhrman – 25 years of Central Florida roofing experience, 300+ completed jobs across Orange and Seminole Counties, and working relationships with insurance adjusters and inspectors throughout the region built over decades of restoration work.
Free Inspections… Free estimates… No pressure. (407) 326-3991.
Meet Our Winter Park Roofing Team
Cory Fuhrman | Lead Roofing Specialist - Winter Park
Cory Fuhrman has spent more than 25 years working on roofs across Central Florida, completing over 300 jobs throughout Orange, Seminole, Polk, and Osceola Counties. Born in Miami and having lived throughout Florida, Cory understands the full range of roofing challenges the state presents - from intense UV exposure and summer thunderstorm cycles to the insurance complexities that have reshaped the Central Florida market. He has built deep working relationships with insurance adjusters, inspectors, and contractors throughout Orange and Seminole Counties, and his documentation on storm damage assessments is prepared the way adjusters actually review it. Cory specializes in residential shingles, metal roofing, TPO, storm damage, wind and hail damage, and full insurance restoration. He holds GAF Master Elite and CertainTeed Select ShingleMaster certifications - among the most prestigious credentials available in residential roofing. Outside of work, Cory enjoys boating, college football, and time with his son.
GAF Master Elite | CertainTeed Select ShingleMaster | 25+ years | 300+ Central Florida jobs
Hamilton Hawkins | Roofing Specialist - Winter Park
Hamilton Hawkins grew up in Orlando and has spent six years working on residential roofs throughout Orange County and the greater Central Florida area. Raised in the region, Hamilton has a firsthand understanding of how Orlando's climate - intense summer thunderstorms, year-round UV exposure, and the humidity that defines Central Florida - affects the roofing systems he works on every day. He specializes in residential shingles, metal roofing, storm damage, and wind damage restoration. Hamilton is known for straightforward communication with homeowners and a clean, efficient installation process.
GAF Certified | IKO Certified | Orlando native | Winter Park Branch
Jimmy Ripley - Roofing Specialist, Winter Park
Jimmy brings more than 30 years of construction and sales experience to J&M Roofing's Winter Park branch, with the last 5 years focused on residential roofing. He works with homeowners across Orange, Seminole, Osceola, Polk, and Lake counties, specializing in storm and wind damage assessments, insurance claim projects, and full roof replacements. Born in Elmira, New York, Jimmy moved to Central Florida at age seven and has called it home ever since. Decades of Florida storm seasons have given him a firsthand understanding of what summer heat, afternoon thunderstorms, and high winds do to a roof over time, and what it takes to build one that holds up. Jimmy is GAF Certified and holds a Florida 6-20 All-Lines Adjuster License, which gives him a working knowledge of how property damage is evaluated. When he inspects a roof after a storm, homeowners get thorough documentation and a straight answer about what he finds. Backed by J&M Roofing's GAF Master Elite certification, he guides each project from the first inspection through the final walkthrough. Away from work, Jimmy spends as much time outdoors as he can, hunting, fishing, and relaxing by the pool.
GAF Certified | FL 6-20 All-Lines Adjuster License | 30+ Years Construction & Sales | 5+ Years Residential Roofing
BJ Walden — Roofing Specialist, Winter Park
BJ brings more than 30 years of experience across customer service, sales, management, and construction to J&M Roofing's Winter Park branch. He works with homeowners throughout Orange, Seminole, Osceola, Polk, and Lake counties on storm damage assessments, insurance restoration projects, and retail roof replacements. An Orlando native, BJ grew up in Central Florida apart from a brief stretch as a kid in Germantown, Maryland. He knows the neighborhoods, the housing stock, and the weather that shapes roofing decisions here, from long summers of heat and humidity to the storms that can arrive with little warning. BJ is certified in residential roofing systems, and his background in management and customer service shows in how he runs a project. Homeowners get clear communication, realistic timelines, and one point of contact from the first inspection to the final walkthrough. Whether a roof has storm damage or has simply reached the end of its life, he makes sure homeowners understand their roof's condition and their options before any decision is made. His work is backed by J&M Roofing's GAF Master Elite certification. Away from work, BJ spends his time with family, gets out on the golf course when he can, and coaches softball and baseball.
Certified in Residential Roofing Systems | 30+ Years Customer Service, Sales, Management & Construction | Orlando Native
What Winter Park and Orlando Homeowners Say About J&M Roofing
Real People, Real Reviews
Getting a new roof is one of the larger decisions a homeowner makes - and most people want to know what the experience is actually like before they call. These are reviews from real homeowners across Orange, Seminole, and Polk Counties who've been through the process with J&M Roofing's Winter Park team. We didn't write them and we don't filter them - they're pulled directly from our Google Business Profile.
Recent Roofing Projects Near Winter Park, FL
Dealing With Homeowners Insurance and Your Roof in Orange and Seminole County
The Florida homeowners insurance crisis is playing out differently in Central Florida than in other parts of the state – and Orange and Seminole County homeowners are dealing with a specific version of it. Insurers are non-renewing policies on roofs 15 years and younger across the region. The combination of frequent afternoon thunderstorm activity, UV-accelerated shingle aging, and carriers pulling back from the Florida market has created a situation where a roof that performs fine every storm season can still trigger a non-renewal notice simply because of its age.
Cory Fuhrman has navigated enough Central Florida insurance situations to understand how each scenario plays out – and his relationships with Orange and Seminole County adjusters, built over 25 years of restoration work, mean his documentation moves claims forward rather than getting stuck in back-and-forth. Here’s what he tells Winter Park-area homeowners:
If you received a non-renewal notice citing roof age or condition:
Cory: You have a window – typically 30 to 90 days depending on your carrier and notice terms. A permitted replacement within that window, with GAF Master Elite installation documentation and product specs, gives your insurer exactly what they need to keep your policy in force. Many homeowners in Orange County don’t realize that the documentation J&M Roofing provides – permit records, certification credentials, product performance specs – is specifically the package Florida insurers ask for when evaluating a replacement. Don’t wait until the deadline is two weeks out.
If your wind or storm damage claim was denied or underpaid:
Cory: Claim denials in Orange and Seminole County often come down to how the damage was documented, not whether the damage was real. J&M Roofing‘s assessments are written to describe cause of loss, damage pattern, and replacement scope in the language adjusters use when they review a claim – which is different from how most roofing contractors write up an estimate. If your claim has been denied, an independent reassessment with properly formatted documentation is often worth pursuing before you accept that outcome.
If your roof doesn’t qualify for insurance restoration:
Cory: Not all roofs get covered, and we’ll tell you honestly when yours is wear-and-tear rather than a dateable storm event. In those situations, an out-of-pocket replacement with a properly installed, warranted new system – including GAF Golden Pledge coverage available exclusively through Master Elite contractors – often makes more financial sense than a disputed claim process that may not succeed. We’ll walk you through the numbers clearly so you can make the right decision for your situation.
What Does a Roof Replacement Cost in Winter Park and Orange County, FL?
Most standard residential shingle replacements in Orange and Seminole County run between $8,000 and $28,000 – a wider range than many homeowners expect, but one that reflects real variability in the Central Florida market. Winter Park’s housing stock runs from modest mid-century ranches to larger two-story homes in established neighborhoods – the square footage, pitch, and roofline complexity on those homes vary significantly, and so does the cost.
What moves the number:
Square footage – roofing is priced by the square (100 sq ft). Orange County homes we’ve completed range from 18-square single-story ranches to 50+ square two-story homes in larger subdivisions.
Pitch – a 4/12 pitch and a 10/12 pitch are different jobs even at identical square footage. Steeper roofs require additional safety equipment, slower installation pace, and more crew time. Winter Park has a notable number of steeper-pitched homes given its older architectural stock.
Roofline complexity – dormers, multiple valleys, hip returns, and skylights all add installation time and material requirements. A complex roofline costs more than a simple gable at the same square footage.
Decking condition – identified during tear-off, not before. If the plywood beneath the shingles shows rot or delamination – more common in older Orange County homes where moisture has had years to work – those sections get replaced. Honest contractors give a range for this reason.
Product tier – GAF Timberline HDZ, IKO Cambridge, and CertainTeed Landmark are solid mid-tier architectural shingles. GAF Timberline UHDZ and IKO Dynasty are premium lines that deliver meaningfully better aesthetics and performance at higher price points. As a GAF Master Elite contractor, we can also offer the Golden Pledge warranty on qualifying GAF installations – 30-year workmanship coverage that’s only available through certified contractors.
We don’t price differently based on what your insurance is paying or what we think your budget is. The estimate reflects what the job actually requires. If you’re going through insurance, the scope we document reflects the actual replacement needed.
Call (407) 326-3991 for a free written estimate. We’ll walk you through the line items clearly.
What to Expect: The Roof Replacement Process in Orange and Seminole County
Two tracks: direct replacements move faster. Insurance restorations take longer – but J&M Roofing manages the full sequence so you’re not navigating it alone.
Track 1 – Direct Replacement (No Insurance Claim)
| Step | Timeframe | What Happens |
| Assessment | Day 1–2 | Cory or a Winter Park branch specialist inspects the roof. Written estimate provided same day or within 24 hours. |
| Scheduling | Days 3–7 | Job scheduled based on crew availability and material lead time. Most Orange County jobs are scheduled within 1–2 weeks of estimate acceptance. |
| Permit | Days 3–10 | J&M Roofing submits the Orange County or Seminole County permit application. Standard residential permits typically approved within a few business days. |
| Material Delivery | Day before install | Shingles and materials staged at the property the day before so the crew isn’t waiting on delivery the morning of the job. |
| Installation | 1–2 days | Full tear-off and installation. Most standard Central Florida residential jobs complete in one day. Larger or more complex rooflines may take two. |
| Inspection | Within a few days | Orange County or Seminole County inspection scheduled and completed. J&M Roofing coordinates – you don’t need to be involved. |
| Completion docs | Same week | Permit documentation and warranty registration provided to you. Golden Pledge registered with GAF if applicable. Job closed. |
Track 2 – Insurance Restoration
| Step | Timeframe | What Happens |
| Assessment | Day 1–2 | J&M Roofing assesses and documents damage in the format adjusters review – cause of loss, damage pattern, replacement scope. Cory’s adjuster relationships mean his documentation is prepared the way claims need to be filed. |
| Claim filed | Days 2–5 | Homeowner files the claim with insurer. J&M Roofing’s documentation supports the submission. |
| Adjuster review | 1–3 weeks | Insurer dispatches their adjuster. Orange and Seminole County claims typically move within 2–3 weeks for standard wind events. Storm season claim volume can extend this. |
| Approval | Varies | Once approved, J&M Roofing reviews the scope to confirm it covers the full replacement. Supplements filed if the initial scope is short. |
| Permit + scheduling | 1–2 weeks | Permit submitted. Job scheduled once permit is in hand. |
| Installation | 1–2 days | Full replacement completed. County inspection coordinated by J&M. |
| Completion | Same week | Permit docs and warranty registration provided. Insurance paperwork closed. |
Total insurance track timeline: typically 3–5 weeks from first contact to completed installation for most Central Florida carriers. J&M Roofing keeps you updated at each stage.
What Happens on Installation Day
The crew typically arrives between 7 and 8am. Before anything comes off the roof, we lay protective tarps over landscaping and driveway areas adjacent to the work zone. Tear-off is the loudest part of the day – plan for noise from crew arrival until mid-morning when the new material goes down.
A few practical notes:
Vehicles: move any cars out of the driveway the evening before. We need clear access for the dumpster and material delivery.
Pets and children: keep pets inside and away from the exterior of the home during installation. The work zone is active all day.
You don’t need to be home: we’ll confirm job details before the crew arrives. Most homeowners go about their day – we’ll let you know when we’re done and do a walkthrough with you if you’d like.
Decking surprises: if the tear-off reveals rotted or damaged plywood sections, we’ll photograph them and contact you before replacing. We don’t proceed with additional work without your knowledge.
Cleanup: the crew cleans the work zone at the end of the job. A magnet sweep picks up stray nails from the tear-off. The job isn’t done until the yard looks like we were never there.
Roofing Questions for Winter Park and Orlando Homeowners - Answered by Cory Fuhrman
Cory Fuhrman has completed more than 300 roofing jobs across Orange and Seminole Counties over 25 years. These are the questions he hears most often from Central Florida homeowners.
Q: My Florida homeowners insurer is flagging my roof at renewal. What does that mean for Orange County homeowners?
Cory: It means your insurer is reviewing your roof’s age or condition as a condition of continuing your coverage – and in Orange and Seminole County, this is happening on roofs 15 years and younger. Florida carriers have tightened their thresholds significantly over the past few years. Some carriers are now reviewing roofs at 12 or even 10 years. When you get that notice, you have a window to respond: either a professional inspection showing the roof qualifies for continued coverage, or a replacement that gives them a new qualifying system. The worst thing you can do is wait – the non-renewal moves forward on the carrier’s timeline, not yours, and getting new coverage on an older roof after a gap is harder and more expensive than addressing it proactively. Call us before you respond to the insurer. – Cory Fuhrman
Q: What’s the difference between GAF Master Elite and a standard certified contractor in Central Florida?
Cory: GAF Master Elite is held by fewer than 2% of roofing contractors in the country. It requires proper state licensing, adequate insurance, and demonstrated commitment to workmanship – and it’s the only contractor tier that can offer the GAF Golden Pledge Limited Warranty, which covers workmanship for 30 years backed directly by GAF rather than by the contractor. That warranty transfers if you sell the home – a documented, GAF-registered warranty is a fact in a real estate transaction in Orange County. Standard certified contractors can offer GAF’s standard warranty. Master Elite contractors can offer the Golden Pledge. That’s a meaningful difference when you’re deciding who replaces a $12,000 to $20,000 roofing system. – Cory Fuhrman
Q: How does Central Florida’s climate specifically affect how long a roof lasts?
Cory: More aggressively than most homeowners realize, and differently from the national averages shingle manufacturers use. Orange County gets intense UV year-round – the angle and duration of sunlight in Central Florida accelerates granule loss and asphalt oxidation faster than in northern climates. The summer thunderstorm cycle from May through October adds wind stress and repetitive moisture cycles. And the humidity never really goes away, which feeds algae growth on shingle surfaces. Those 30-year shingles are often performing like 20-22 year shingles in Orlando – which is why product selection and proper installation matter so much here. Algae-resistant formulations and shingles with strong granule adhesion perform meaningfully better in this climate. – Cory Fuhrman
Q: Can a new roof lower my homeowners insurance premium in Orange County?
Cory: Yes – in two concrete ways. First, a new roof removes the age-based risk that’s triggering non-renewals and premium increases across Orange and Seminole County. Second, a properly installed replacement can qualify your home for a wind mitigation inspection discount – homeowners in the Orlando area have seen 20 to 40 percent reductions in their annual premium after a new roof and a favorable wind mitigation report. Every J&M Roofing replacement is installed to support a favorable wind mit result: proper nail pattern, qualifying underlayment, and shingle wind rating all factor into that report. Ask us about wind mitigation when you schedule your estimate. – Cory Fuhrman
Q: When does a Central Florida roof need full replacement versus a repair?
Cory: The test I use: if the repair gets you 5 or more good years out of the rest of the system, repair makes sense. If it buys you one or two storm seasons before the next problem appears on a different part of the same aging roof, you’re spending repair money to delay a replacement you’re going to need anyway – and every storm season in Orange County is an opportunity for that aging system to fail further. Age and overall condition are the decision factors, not just the location of the current problem. I’ll always tell you honestly which situation you’re in after I see the roof. – Cory Fuhrman
Q: Do you handle Orange County and Seminole County permits on every job?
Cory: Yes – every job, no exceptions. We pull the permit, coordinate the required county inspections, and give you the completed documentation when the job is done. A permitted replacement is required by Florida law for every full roof replacement, and it’s what your insurer will ask for when you report the new roof. More practically: if you ever sell your home in Orange or Seminole County, the buyer’s agent and their lender will ask for the permit record. It confirms the work was done by a licensed contractor to current code. We handle all of it – you don’t interact with the county building department. – Cory Fuhrman
Q: What shingle brands does J&M Roofing install in the Winter Park and Orlando area?
Cory: We install GAF, IKO, and CertainTeed – the three most widely specified shingle lines in residential roofing. As a GAF Master Elite and CertainTeed Select ShingleMaster certified contractor, we offer enhanced warranty options on both lines including the Golden Pledge on qualifying GAF systems. We’ll recommend the right product for your home, your budget, and Orange County’s wind zone requirements – not push you toward a particular product because of margin. If you want to see samples before deciding, we bring them to the estimate. – Cory Fuhrman
Certifications & Credentials - J&M Roofing Winter Park
Not every roofing contractor serving the Orlando and Winter Park area is the same on paper – and in Florida’s current insurance climate, the credentials behind the contractor matter more than they used to.
GAF Master Elite Certified Contractor
GAF Master Elite is held by fewer than 2% of roofing contractors in the United States. As a Master Elite contractor, J&M Roofing can offer the GAF Golden Pledge Limited Warranty – 30 years of workmanship coverage backed directly by GAF, transferable to a future buyer. Standard contractors cannot offer this. For Orange and Seminole County homeowners who’ve been through the insurance non-renewal process, the installation documentation and warranty credentials that come with a Master Elite contractor matter to the next insurer evaluating your replacement.
CertainTeed Select ShingleMaster Certified
J&M Roofing holds CertainTeed Select ShingleMaster certification in addition to GAF Master Elite – making the Winter Park branch one of a small number of Central Florida contractors certified at the top tier of both major shingle manufacturers. For homeowners who prefer CertainTeed’s Landmark or Landmark PRO lines, J&M Roofing offers the enhanced SureStart PLUS warranty available exclusively through ShingleMaster certified contractors.
Florida Licensed Roofing & General Contractor
J&M Roofing holds Florida Roofing Contractor License #CCC1331951 and General Contractor License #CRC1333937 – both active and verifiable at myfloridalicense.com. Hiring an unlicensed contractor voids your warranty, creates permit problems, and leaves you with no legal recourse. License numbers are public record – ask any contractor you’re considering for theirs.
50+ Years of Insurance Adjuster Relationships – Central Florida
Our team’s working relationships with Orange and Seminole County insurance adjusters, inspectors, and contractors aren’t a marketing claim – they’re the practical result of a combined 50 years of restoration work in the same market. When our team submits a damage assessment, adjusters who’ve worked with us before know what the documentation is going to look like. That familiarity moves claims forward. It’s one of the most concrete differentiators the Winter Park branch has for homeowners navigating a disputed or complex claim.
230+Five-Star Google Reviews
Certifications tell you what we’re qualified to do. Reviews tell you whether we actually do it. The Winter Park branch has 230+ five-star Google reviews from homeowners across Orange, Seminole, Osceola, and Polk Counties.
Permitting for Roof Replacements in Orange and Seminole County
A full roof replacement in Winter Park and the greater Orlando area requires a permit from Orange County Building Services or Seminole County Building Division – depending on the city. Winter Park itself falls under Orange County permitting jurisdiction. Cities such as Longwood, Casselberry, and Altamonte Springs fall under Seminole County. J&M knows which jurisdiction applies and handles the application, required inspections, and documentation on every job regardless of county.
The permit record matters beyond compliance: it confirms a licensed contractor completed the work to current Florida Building Code standards. Your insurer will ask for it when you report the new roof. Any future buyer’s lender will want to see it. For homeowners who’ve navigated a non-renewal or insurance dispute, having a clean, permitted installation on record is particularly important going forward.
For Polk County jobs (Davenport, Lakeland, Kissimmee adjacent) and Osceola County jobs, permit authority changes but the process is identical – J&M handles it in full.
Where Does J&M Roofing's Winter Park Branch Serve?
Our Winter Park branch covers homeowners throughout Orange, Seminole, Osceola, and Polk Counties. Cities and communities we regularly serve:
Orange County: Winter Park, Orlando, Ocoee, Apopka, Windermere, Dr. Phillips, Maitland, Edgewood, Belle Isle, Azalea Park, Waterford Lakes
Seminole County: Longwood, Casselberry, Altamonte Springs, Sanford, Lake Mary, Oviedo, Winter Springs, Heathrow
Osceola County: Kissimmee, St. Cloud, Celebration, Buena Ventura Lakes
Polk County: Davenport, Haines City, Lake Wales, Lakeland, Auburndale, Bartow
Not sure if we cover your address? Call (407) 326-3991 and we’ll confirm. If you’re outside our service territory, we’ll tell you directly rather than have you wait for a callback.
Helpful Resources for Winter Park and Orange County Homeowners
Orange County Building Services – permit status and inspection records:
Seminole County Building Division – permit records for Seminole County cities:
Florida Department of Business & Professional Regulation – verify contractor license J&M Roofing: (#CCC1331951):
National Hurricane Center – storm tracking for Central Florida:
Get a Free Roofing Estimate in Winter Park, FL
Ready to talk about your roof? J&M Roofing offers free, no-obligation estimates for homeowners and businesses throughout Winter Park and Central Florida. Whether you need a quick repair, a full replacement quote, or just want a professional opinion on your roof’s condition, we’re here to help.
J&M Roofing’s Winter Park branch serves Orange, Seminole, Osceola, and Polk Counties. Call Our Winter Park team at (407) 326-3991, Monday through Friday 9am to 5pm – or fill out the form below and we’ll be in touch to schedule your free estimate. No pressure, no obligation, no sales pitch until you’ve heard what we actually found on your roof.
Also, feel free to stop by our office at 3586 Aloma Ave #13, Winter Park, FL 32789. Our team is available Monday through Friday, 9am to 5pm.